You can create files via four methods in ACH Pro: 1) from scratch, 2) from a template, 3) from a CSV import or 4) in the API. This tutorial covers the basics of creating a file from scratch, we have tutorials for the other methods in our documentation.

Steps

1. Click Create File in the left menu
2. On the Create File page, click From Scratch

File Details

1. Enter a Name for your file. This will be displayed on the History page and will be used as the downloaded file’s name.
2. Select the ODFI you plan to upload this file to from the ODFI dropdown. If you haven’t created an ODFI yet, you can use the New ODFI option in the dropdown list.

Batch Details

1. Select the company for which you’re creating this file. If you haven’t created a Company yet, you can use the New Company option in the dropdown list.
2. Enter an effective date. This date instructs your bank when the file should be posted to the recipients’ accounts. This must be a future date and typically must be at least one banking day in the future.
3. Enter an entry description. This describes the purpose of the entries in a batch and is limited to 10 characters.
4. Select an SEC Code. Currently ACH Pro supports PPD (recipients are individuals) and CCD (recipients are businesses) entries.
5. We also checked the Balanced? checkbox to indicate that the debit and credit totals should match. Some banks require batches to be balanced. The Credits and Debits fields will update automatically as you add entries and will be red when the amounts aren’t balanced.